How the Glenova Card Helps You Keep More of Your Money

For many everyday South Africans, banking fees quietly eat away at hard-earned income. Whether it’s monthly account fees, ATM charges, transaction costs, or hidden fees when receiving grants or salaries, those small deductions add up quickly. The Glenova Card was built to change that. As a transactional account designed for affordable banking, it helps you keep more of your money—so you can spend, save, and protect what matters most.

Low Banking Fees by Design

The biggest way the Glenova Card helps you keep more money is through its low banking fees structure. Unlike traditional banks that charge for nearly every action, Glenova keeps transaction costs minimal on purpose.

• Receiving your salary, social grant, or bursary allowance comes with low or no deduction fees

• Everyday transactions cost less, so more of your rand stays in your account

• There are no surprises or hidden charges that drain your balance unexpectedly

For someone living on a modest income, saving even R30–R50 a month in fees can mean the difference between affording essentials or falling short by month-end.

Free Withdrawals at Standard Bank ATMs

Cash is still king in many parts of South Africa, especially in communities where people rely on cash for daily purchases, transport, and household needs. ATM fees can quickly become a burden, particularly if you withdraw small amounts regularly.

The Glenova Card gives you free withdrawals at all Standard Bank ATMs across the country. This benefit alone can save you hundreds of rands a year.

Example:If you withdraw cash weekly and previously paid R8 per withdrawal, that’s R32 per month or R384 per year. With the Glenova Card, that money stays in your pocket.

Convenient, Low-Cost Deposits at Pick n Pay and Shoprite

Another way the Glenova Card helps you keep more of your money is by making deposits simple and affordable. You don’t need to travel to a bank branch or pay extra fees to load funds.

You can deposit cash at any Pick n Pay or Shoprite store nationwide—thousands of convenient locations across South Africa. This convenience:

• Saves you transport costs to distant bank branches

• Lets you deposit as part of your regular grocery shopping at either Pick n Pay or Shoprite

• Reduces the temptation to keep large amounts of cash at home

Over time, these small savings add up, making your money work harder for you.

One Card, Multiple Benefits—No Extra Costs

Many South Africans end up paying for multiple products: a bank account, separate funeral cover, airtime, and sometimes even medical or legal assistance. The Glenova Card consolidates many of these needs into one affordable package.

Through the Glenova ecosystem, you get:

• A transactional account for daily spending and savings

• Matshidiso Cover (funeral cover) from as low as R21.74 per month, with cover up to R30,000

• Nova Rewards with discounts at Shoprite, Pick n Pay, Boxer, Woolworths, and participating pharmacies

• Access to online doctor consultations, emergency medical services, and legal assistance

Instead of paying separately for each of these, you get them through one low-cost card, reducing overall financial stress and helping you keep more of your income.

Specialized Accounts That Match Your Life Stage

Glenova understands that a student’s financial needs differ from a stokvel’s or a Public Works participant’s. That’s why the Glenova Card offers specialized accounts that avoid unnecessary costs:

• NovaEPWP for Public Works members, including dedicated protection and lower fees

• NovaGrad & NovaStipend for students and graduates, with career support and financial advisory services

• NovaStokvel for community groups, with secure contribution tracking and flexible payout models

These tailored solutions mean you’re not paying for features you don’t need, which is another way Glenova helps you keep more of your money.

Real Control Over Your Spending

Keeping more of your money isn’t just about saving on fees—it’s also about understanding where your money goes. The Glenova Card’s online portal lets you:

• Check your balance in real time

• Track your transactions

• Spot unnecessary spending early

When you have clear visibility, you’re more likely to budget wisely, avoid overdrafts, and make intentional choices about how you spend.

Banking That Respects Your Money

At its core, the Glenova Card is built on a simple belief: every cent you earn is important. Whether it’s your salary, a social grant, or a bursary, you should keep as much of it as possible.

By combining low banking fees, free ATM withdrawals, convenient deposits, integrated protection, and everyday rewards, the Glenova Card makes affordable banking a reality for everyday South Africans. It’s not about flashy promises—it’s about practical, everyday everyday banking that helps you keep more of your money, protect your family, and build a more secure future.

If you’re ready for banking that truly works for you, the Glenova Card is a straightforward way to start keeping more of what you earn.